Home Loan in Ahmedabad
Khud Ka Ghar Ab Door Nahi
With 10+ years of experience and 1200+ clients served across Gujarat, we simplify the home loan process in Ahmedabad so you can buy with clarity and speed.
Home Loan in Ahmedabad
Khud Ka Ghar Ab Door Nahi
With 10+ years of experience and 1200+ clients served across Gujarat, we simplify the home loan process in Ahmedabad so you can buy with clarity and speed.
Home Loan in Ahmedabad
Khud Ka Ghar Ab Door Nahi
With 10+ years of experience and 1200+ clients served across Gujarat, we simplify the home loan process in Ahmedabad so you can buy with clarity and speed.
- Quick Eligibility Check
- Low-Interest Rates & Customized Repayment Options
- Tie-Ups with Leading Banks & HFCs
- PMAY Subsidy & Top-Up Loan Guidance
Competitive Interest Rates
Starting from ~ 0.67% per month*
Fast Turnaround Time
Within 48* hours
Flexible Loan Tenure
12 Months to 5 years
Types of Home Loans We Help With in Ahmedabad
At Accurate Finance Solution, we provide expert guidance across multiple types of home loans to suit different home buying, building, and refinancing needs. Whether you're a salaried employee, self-employed, or an NRI, our personalized support ensures you get the right type of home loan in Ahmedabad at the best home loan interest rate, with smooth processing and full documentation assistance.
Here are the different types of home loans we specialize in:
New Home Purchase Loan
This is the most common home loan type used to buy a ready-to-move-in or under-construction flat, bungalow, or row house from a builder or seller.
- Up to 80–90% of property value financed
- Available from leading banks & housing finance companies
- Competitive home loan interest rates
Best For:
- First-time buyers
- First-time buyers
- Families upgrading their living space
- Salaried professionals & business owners
Home Construction Loan
Planning to build your dream home on your own land in Ahmedabad? This loan funds the entire construction process from foundation to finish.
- Disbursed in phases as per construction progress
- Guidance on construction cost estimation
- Available from leading banks & housing finance companies
Best For:
- First-time buyers
- Plot owners
- Families wanting custom-designed homes
- Individuals with land in Ahmedabad or surrounding areas
Plot + Construction Loan
Want to buy a residential plot and build a home on it later? This combo loan covers both purchase of the land and construction within a fixed timeframe.
- 2-in-1 loan to avoid separate funding hassles
- Subject to construction start timeline (usually 2–3 years)
Best For:
- First-time buyers
- Buyers planning long-term residence in Ahmedabad
- NRIs investing in home plots
- Individuals preferring location-specific plots over builder flats
Home Loan Balance Transfer
Already have a home loan but paying a high EMI or interest rate? Switch to another lender for better savings and repayment flexibility.
- Transfer your loan at lower home loan interest rate
- Top-up loan option available for added needs
- No foreclosure charges (in most cases)
Best For:
- First-time buyers
- Existing home loan borrowers
- People with improved credit scores
- Individuals looking to reduce monthly EMIs
Top-Up Home Loan
Need extra funds over your existing home loan? A top-up loan gives you additional credit on the same property mortgage without a new loan process.
- Interest rate lower than personal loans
- Quick disbursal with minimal documentation
- Available only after 12 months of existing home loan
Best For:
- First-time buyers
- Renovation
- Education or marriage expenses
- Business cash flow requirements
Home Renovation & Extension Loan
Whether you want to remodel your kitchen, extend your living room, or build an additional floor — this loan helps enhance your living space.
- Covers civil work, interiors, electrical, plumbing, painting, etc.
- Ideal for homes in Ahmedabad's older areas or G+1 structures
Best For:
- First-time buyers
- Owners looking to upgrade or modify existing homes
- Families expanding due to size or lifestyle changes
Documents Required for Home Loan
Here is the Home Loan document list you need to apply for a Home Loan :
For Salaried Applicants:
- Aadhaar Card & PAN Card
- Latest salary slips (3–6 months)
- Form 16 / ITR
- Bank statements
- Property agreement or allotment letter
For Self-Employed / Business Owners:
- Aadhaar Card & PAN Card
- ITRs (last 2–3 years)
- Business registration (GST, MSME, etc.)
- CA-certified income documents
- Bank statements (personal & business)
Documents Required for Home Loan
Here is the Home Loan document list you need to apply for a Home Loan :
For Salaried Applicants:
- Aadhaar Card & PAN Card
- Latest salary slips (3–6 months)
- Form 16 / ITR
- Bank statements
- Property agreement or allotment letter
For Self-Employed / Business Owners:
- Aadhaar Card & PAN Card
- ITRs (last 2–3 years)
- Business registration (GST, MSME, etc.)
- CA-certified income documents
- Bank statements (personal & business)
Home Loan Amount, Interest Rate & Tenure Details
| Loan Feature | Details |
|---|---|
| Loan Amount | ₹5 lakh to ₹5 crore+ |
| Interest Rate | 8.00% to 11.50% p.a. (bank-dependent) |
| Tenure | Up to 30 years |
| Repayment Mode | Monthly EMIs or Step-Up/Step-Down Plan |
| Processing Time | 7 to 21 working days |
As a top Home loan consultant in Ahmedabad at Accurate Finance Solution we help you compare lenders to find the lowest home loan interest rate in Ahmedabad with the best tenure and EMI options.
Who Can Apply for a Home Loan in Ahmedabad?
We help various profiles qualify for customized housing finance in Ahmedabad, including
Salaried Individuals
- Private sector employees
- Government staff
- Fixed-income professionals (CA, doctor, engineer)
Self-Employed Professionals
- Business owners
- Traders, shopkeepers, consultants
- Freelancers with stable income
NRIs / OCI Cardholders
- NRIs looking to invest in property in Ahmedabad or Gujarat
- End-to-end assistance even if you’re abroad
Why Choose Accurate Finance Solution for Home Loans?
With 10+ years of experience and deep understanding of Ahmedabad’s real estate and lending ecosystem, we are the go-to home loan consultant in Ahmedabad.
- Local lender tie-ups with leading banks & HFCs
- Fast processing & low documentation burden
- Competitive interest rates & flexible repayment
- PMAY eligibility & balance transfer support
- Personalized service for salaried, self-employed & NRIs
Get Your HOME Loan in Ahmedabad
In 7 Easy Steps with Accurate Finance Solution
Get Your HOME Loan in Ahmedabad In 7 Easy Steps with
Accurate Finance Solution
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C-6 & D-6, Krishna Complex, Naroda Rd, Above BOB Bank, Ahmedabad, Gujarat 382345
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REGISTERED OFFICE
C-6 & D-6, Krishna Complex, Naroda Rd, Above BOB Bank, Ahmedabad, Gujarat 382345
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