Upgrade your production capacity with our machinery loan solutions. These loans help MSMEs purchase new or used machines for manufacturing, packaging, or processing.

• Loan Amount: ₹10 lakh – ₹2 crore
• Interest Rate: Starts at 8.15%*
• Documentation: Quotation, purchase order, supplier invoice
• Tenure: Up to 5–7 years
• Best For: Engineering units, textile industries, pharma labs, printing presses

This is a long-term business loan for MSMEs looking to expand operations, open new branches, or invest in infrastructure. Accurate Finance ensures your proposal meets lender guidelines and offers the best-fit financing.

• Loan Amount: ₹10 lakh – ₹5 crore
• Tenure: 1 to 7 years
• Collateral: Property, fixed assets, or CGTMSE-backed
• EMI-Based Repayment

Best For : Growing manufacturing units, retail chain expansions, new product launches

This type of MSME business loan helps you meet your short-term operational needs like raw material purchase, salaries, rent, and utility bills. It's ideal for businesses with fluctuating cash flow and seasonal demand.

• Loan Amount: ₹10 lakh – ₹50 lakh
• Repayment: Monthly EMIs or overdraft-based
• Collateral: May or may not be required (depending on the lender)
• Tenure: 6 months to 3 years
• Best For: Traders, manufacturers, seasonal businesses

Offered under the Pradhan Mantri MUDRA Yojana, this government-backed MSME loan scheme is for micro-enterprises and startups with smaller funding needs.

• Shishu Loan: Up to ₹50,000
• Kishor Loan: ₹50,000 – ₹5 lakh
• Tarun Loan: ₹5 lakh – ₹10 lakh
• Collateral-Free: Yes
• Ideal For: New businesses, local vendors, service providers

This facility allows MSMEs to withdraw funds as needed and pay interest only on the amount used, offering excellent flexibility without committing to a fixed EMI.

• Limit: Based on business turnover and financials
• Collateral: May include inventory, receivables, or property
• Tenure: Renewable annually
• Ideal For: Traders, exporters, manufacturers with cash flow gaps